3 step process
Our 3 Step Review can assure that your retirement and investment plans are focused on your concerns and desires.
- The first step is a complete look forward review of your tax return to determine what is your current tax situation is.
This is to identify things like phantom income, incorrect uses of taxable and tax-deferral strategies. Also to discover missed opportunities for offsetting gains and losses. These opportunities could be as simple as selling a losing stock to offset a capital gain on a mutual fund that you may have missed by waiting until it was too late.
Our 3 Step Review can help you implement the correct strategy to lower or eliminate your taxes and find the money falling through the cracks now and in your future.
- The second step is an income analysis to determine if you are using your income sources properly and in the most tax efficient method.
This step is to find out if you have adequate income to meet your future needs considering the ever increasing cost of inflation. These rates may be different than government quoted inflation rates, as everyone’s rate is different based on what things you specifically spend your money on.
- The third step is a risk analysis to make sure your investment risk exposure is one you are comfortable with and is in line with your investment allocation strategies
Research shows that people make poor decisions and receive low rates or incur losses because they have more risk than they are comfortable with. A simple set of questions we use in our 3 Step Review will identify what your risk comfort level is and help you avoid losses you are not prepared to handle or were not aware of.
There is no better time to look forward and take control with a 3 Step Review.
Find out if you have problems like phantom income taxation or a wide variety of other tax issues.
Are you preparing to sell real estate?
Do you need to increase your income stream or lower your risk level?
Have you lost a spouse and now have all the financial decisions to make?
Are you retiring or rolling over a large sum of money?
Are you selling a business?
A complete discovery of what you want your money to do for you is the most important first step.
The wonderful benefit of our 3 Step Review is that it applies to any financial decision or concern you have. It helps you stop your money from falling through the cracks, and it assures that any major financial decision is right for you. In other words, learn what questions to ask before making any financial decision and identify ways to assure your decisions are in your best interest.
Our 3 Step Review will also help determine what your next steps should be.
We will help you identify areas that need review, such as your estate plan, long term care issues, charitable planning, and more.
Do not wait until it is too late, contact us today.
Click here to request your
complimentary financial evaluation.