Why choose Beale, Lee, and Associates?
Surveys of affluent Americans consistently tell us that their major frustration is that their advisors should be more proactive about future issues that might affect their financial well being.
We keep clients informed on the latest changes to laws, regulations and economic trends that may affect their financial future.
Each investment product has a place and a specific purpose where it may fit properly into someone’s retirement planning. Without a complete review of your personal situation, risk tolerance, income needs, tax situation, long-term care needs, and estate and charitable desires, no one can or should have an opinion on whether a specific product is right for you. It is the discovery of your true desires and needs that is the first step you should take, not the choice of investment products that historically many people have made as their first step or concern.
You should always discover your needs and build a plan first, before choosing investment products.
Our simple, easy to understand, 3 Step Review is a great way of helping you get a handle on your true needs and desires and whether or not your current strategies match up with personal concerns and situation.
Some financial advisors focus only on helping you accumulate assets. Your accountant looks back as of December 31st to help you pay your correct tax bill. Our job is to help you look forward and cut future tax bills, and help you avoid financial problems in your retirement years and your estate plan.
These 5 critical questions to ask any financial advisor help you determine if you need further review of your plan.
1. Have you adequately reviewed my personal financial situation to make sure this recommendation is in my best interest?
2. How will your plan affect my tax return each year and what future tax issues may concern me?
3. How will your plan affect my income and liquidity needs in the future?
4. How does your plan match up with my risk comfort level?
5. How will your plan affect the transition of my estate to my heirs?
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